Pension Types

INDEX

Sl.

No.

TOPICS Page

No.

1. Organizational structure of Pr.C.D.A. (P) 3-11

2. Service pension to PBOR 12-23

3. Commutation 24-29

4. Disability Pension 30-40

5. Reassessment award of Disability Pension 41-48

6. Grant of War Injury Pension 49-54

7. Ordinary Family pension 55-58

8. Pending Enquiry Awards 59-61

9. Special Family pension 62-69

10. Liberalized Family Pension 70-77

11. Procedure for processing of service Pension on Computer

and Audit of Data Sheets

78-92

12. Instruction for filling up LPC-CUM–DATA Sheet disability

PBOR

93-94

13. Instruction for filling up LPC-CUM –DATA sheet FAMILY

PBOR

95-109

14. ECHS 110-111

15. JUDICIAL SYSTEM - Handling of legal cases 112-115

16. Grievances Redressal Mechanism 116-118

17. Defence Pension Adalat 119-121

18. Record Management 122-123

19. Role of EDP 124-126

20. Mission Excel IT 127-131

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INDEX OF ANNEXURES

21. ANNEXURE ‘A’ - Solved Examples 132-138

22. ANNEXURE ‘B’ Question Bank 139-148

23. ANNEXURE-‘C’ Record Office Code 149-150

24. ANNEXURE-‘D’ Rank Code 151

25. ANNEXURE-‘E’ Clause of Discharge 152

26. ANNEXURE-‘F’ Gallantry Award Code 153

27. ANNEXURE-‘G’ PDA Code 154

28. ANNEXURE-‘H’ Bank Code 155

29. ANNEXURE-‘I’ State/Union Territories Code 156

30. ANNEXURE-‘J’ DPDO Code 157

31. Case Studies (1-6) 158-162

32. Flow Charts 163-165

33. LPC-cum-DATA SHEETS 166-168

34. TRAINING SCHEDULE 169

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CHAPTER 1

ORGANISATIONAL STRUCTURE OF THE PR. CDA (P)

&

VARIOUS TYPES OF PENSIONARY AWARDS TO PBOR

CONTENTS

(1) Introduction.

(2) Responsibilities.

(3) Strength.

(4) Major Wings.

(5) Audit sections.

(6) Grants Sections.

(7) Other Responsibilities.

(8) Various Types of Pensionary Awards to PBOR.

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ORGANIZATIONAL STRUCTURE OF THE Pr.CDA (P)

1. INTRODUCTION.

The office of the PCDA (P) Allahabad, erst-while office of the controller of

Military Accounts (Pensions) is a unit of Controller General of Defence Accounts

under Ministry of Defence (Finance). This office was earlier Controller's office upto

18.12.88 and from 19.12.88 this has been upgraded as the office of the Chief

Controller of Defence Accounts (P) Allahabad. It has been redesignated as office of

the Principal CDA (P) since 24.09.1999.

2. RESPONSIBILITIES.

The office of the PCDA (P) Allahabad is responsible for:-

(i) Sanction of pensionary benefits to Commissioned officers, PBOR of

Army and their families. All Commissioned Officers, PBOR and their

families of Navy and Air-Force discharged prior to 1.11.85 and all

defence civilians and their families including DAD, Coast guard and

GREF personnel and their families.

(ii) Audit of Payment of Pensions.

(iii) Compilation of all payments related to pension.

3. MAJOR WINGS

The office of the PCDA (P), Allahabad is divided into two major wings to carry

out its responsibilities independently and comprehensively according to nature of

work.

(i) Audits

(ii) Grants

4 AUDIT SECTIONs.

This office arrange payment of pension to more than 22 lakhs pensioners

spread all over the country through 582 treasuries, 61 Defence Pension

Disbursement Offices of DAD, 5 Pay Accounts Officers, 2 Post Offices Indian

Embassy, Kathmandu, Nepal and 46000 link branches of 26 Public Sector Banks

and 4 Private Banks viz. ICICI Bank , IDBI Bank , UTI Bank and HDFC Bank.

For effective and smooth functioning of Audit section, it has following subsections

to deal with different nature of work.

Audit

Coord.

I

Audit Tech. Spot

Audit/Audi

t Coord-II

DPDO cell Audit Treasury

Cell

1 2 3 4 5

General

Administ

-ration.

Technical

examination of

cases referred

Detailing

teams for

spot audit

Audit and

correspondence

in respect of all

Audit and

correspondence in

respect of all

5

and issue of

necessary

circulars,

Routine Notes,

Group Orders

etc.

of PDAs

and further

follow up

action.

categories of

pensioners

drawing pension

from DPDOs &

U.K./Burma/

HKSRA/PAK

Pensioners.

categories of

pensioners drawing

pension through

Treasuries/ PAOs

& Indian Embassy,

Nepal.

Audit PSB Cell Card Holder Documentation O.T.I. Cell

6 7 8 9

Audit

correspondence in

respect of all

categories of

pensioners

drawing pension

from PSBs.

Preparation of

audit cards and

maintenance of

library of

duplicate copy of

PPOs.

Library of Monthly

pension payment

Schedules/Scrolls

of the PDAs.

clearance of

demands in respect

of O.T.I.

6. GRANTS SECTIONS.

The pensionary awards are notified in Grants sections according to the

category of pension. The grant of pensionary awards is, therefore again divided as

under:-

A. Grants-I (Military) Grants of Pensionary award to Commissioned

Officers and their families.

B. Grants-I (Civil) Grants of pensionary awards to the Defence

civilians and their families including DAD, Coast

Guard and GREF.

C. Grants(ORs) Grant of pensionary awards to the Personnel Below

Officer Rank and their families.further divided in G-

2, G-3, G-4 , Gts Tech. etc.

7. OTHER RESPONSIBILITIES.

This office also acts as an audit officer for other offices of DAD and carry out

post audit of pay and allowances,TA, contingent bills, etc.

PENSIONERS GRIEVANCES MECHANISM

This office has a Defence Pension Adalat Cell for organizing Pension Adalats

at different stations in INDIA, Complaint Cell to monitor all complaints received in the

office, Legal Cell to monitor all the legal cases .

DEFENCE PENSION TRAINING INSTITUTE is also being formed to impart training

to all the agencies linked with the Pension Sanction and Disbursement.

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8. VARIOUS TYPES OF PENSIONARY AWARDS IN R/O PBOR.

The various types of pensionary awards admissible to PBOR are: -

(i) Service Pension.

(ii) Service Gratuity.

(iii) Retirement /Death Gratuity.

(iv) Disability Pension.

(v) Constant Attendance Allowance

(vi) Invalid Pension/Gratuity.

(vii) War Injury Pension.

(viii) Ordinary Family Pension.

(ix) Special Family Pension.

(x) Liberalized Family Pension.

(xi) Special Pension/Gratuity.

Conditions for admissibility of various types of pensionary awards:

(i) Service Pension:

The minimum qualifying service (without weightage) for earning a service

pension is 15 years [ 20 years in case of NCs(E)]. A uniform weightage of 5

years subject to the total qualifying service not exceeding 33 years is

admissible to PBOR.

After 01.01.06 with the implementation of the order on “IMPROVEMENT IN

THE PENSION OF PBOR” the weightage in respect of SEPOY, NAIK, and

HAVILDAR has been raised to 10 years, 8 years and 6 years respectively (for

all past and future retirees.) subject to a restriction of 30 years as maximum

qualifying service.the benefit would be given only in respect of SERVICE

PENSION.

Authority:- G.O.I. letter no 14(3)/2004-D(Pen/Sers)/Vol.III dated 01/02/2006

and 02/05/2006

The service pension in respect of PBOR for 33 years of qualifying service

is calculated at 50% of the maximum of the scale of pay, including 50% of the

highest classification allowance, if any, of the rank/pay group actually held

continuously for 10 months (or maximum period of 10 months) before the date

of discharge subject to minimum of Rs.1275/- p.m.(Rs.1913/- pm after merger

of DP)

(ii) Service Gratuity:

The minimum period of qualifying service for earning service gratuity is

5 years ( without weightage)provided the personnel has not completed the

minimum qualifying service for earning pension.

The service gratuity is admissible at the rate of 1/2 a month's

reckonable emoluments (Pay, plus DP, including classification allowance, if

any and DA admissible on the date of discharge) for each completed six

monthly period of actual qualifying service rendered.

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(iii) Retirement /Death Gratuity.

(a) Retirement Gratuity:

An individual who has completed 5 years qualifying service and

is eligible for service/invalid gratuity or pension of any type, shall be

granted Retirement Gratuity equal to 1/4 of reckonable emoluments

(Pay, plus DP including classification allowance if any, plus dearness

relief on the date of discharge/invalidment) for each completed six

monthly period of qualifying service , subject to maximum of 16½

times of the reckonable emoluments restricted to Rs. 3.5 lakhs.

(b) Death Gratuity:

Death gratuity at the following rates is admissible in the event of

death in harness: -

Length of

Qualifying Service

Rate of Death Gratuity

(i) Less than one year

Two times of reckonable emoluments.

(ii) One year or more but

less than 5 years

Six times of reckonable emoluments.

(iii) Five yrs or more but

less than 20 yrs

Twelve times of reckonable emoluments

(iv) 20 years or more Half of the reckonable emoluments for

each completed six monthly period of

qualifying service subject to a min. of 12

times and a maximum of 33 times of the

reckonable emoluments with a

overriding ceiling of Rs. 3.5 lakhs.

(iv) Disability Pension.

For determining the pensionary benefits for death or disability, the cases will

be broadly categorised as follows:-

Category 'A':

Death or disability due to natural causes neither attributable to nor

aggravated by military service as determined by the competent medical

authority.

Category 'B':

Death or disability due to causes which are accepted as attributable to

or aggravated by military service as determined by the competent medical

authority.

Category 'C':

Death or disability due to accidents in the performance of duties such

as:-

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(i) Accidents while travelling on duty in Govt. vehicles or public /private

transport.

(ii) Accidents during air journeys.

(iii) Mishaps at sea while on duty

(iv) Electrocution while on duty, etc.

(v) Accidents during participation in organized sports events/adventure

activities/expeditions/training.

Category 'D':

Death or disability due to acts of violence/attack by terrorists, antisocial

elements, etc, whether on duty or not. Bomb blasts in public places or

transport, indiscriminate shooting incidents in public, etc, would be covered

under this category, besides death/disability occurring while employed in the

aid of civil power in dealing with natural calamities, etc.

Category 'E':

Death or disability arising as a result of

(a) enemy action during international war.

(b) Action during deployment with a peacekeeping mission abroad.

(c) Border skirmishes

(d) During laying or clearance of mines including enemy mines as also

mines sweeping operations.

(e) On account of accidental explosions of mines while laying operational

oriented mine field or lifting or negotiating mine field laid by the enemy

or own forces in operational areas near international borders or on the

line of control.

(f) War like situations including cases which are attributable to/

aggravated by : -

(i) Extremists’ acts, exploding mines, etc, while on way to an

operational area.

(ii) Battle inoculation training exercises or demonstration with live

ammunition.

(iii) Kidnapping by extremists while on operational duty.

(g) An act of violence/attack by extremists, antisocial elements, etc, while

on operational duty.

(h) Action against extremists,antisocial elements, etc, death/disability while

employed in the aid of civil power in quelling agitation, riots or revolt by

demonstrators.

Disability Pension on discharge:-

Where an Armed Forces personnel is discharged from service and his

disabilities is accepted as attributable to or aggravated by military service, he/she

shall be entitled, to disability pension consisting of service element and disability

element as follows: -

(1) Service Element: Equal to normal service

pension

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(2) Disability Element: The rate of disability

element for 100% disability for

various ranks shall be as follows: -

Rank Amount p.m.

(i) Commissioned Officers and Hony. Commissioned

Officers of the three services, MNS, TA & DSC

Rs. 2600/-

(iii) Junior Commissioned Officers and equivalent rank of

the three services TA & DSC

Rs. 1900/-

(iii) Other ranks of three services, TA & DSC Rs. 1550/-

Disability element for disablement lower than 100% shall be reduced

proportionately. Where permanent disability is not less than 60%, the disability

pension (i.e. total of service element plus disability element) shall not be less than

60% of the reckonable emoluments last drawn.

Disability Pension on Invalidment

Where an Armed Forces personnel is invalided out of service the extent of

disability or functional incapacity shall be determined in the following manner for the

purposes of computing the disability element: -

Percentage of disability as assessed

finally by Competent Authority

Percentage to be reckoned for

computing of disability element

1- 49 50

Between 50 and 75 75

Between 76 and 100 100

(iv) Constant Attendance Allowance:

It is payable at the rate of Rs. 600/- per month irrespective of the rank

on the recommendation of medical board, subject to the condition that the individual

has actually employed a constant attendant and was not an inmate/ inpatient in any

Govt. hospital/institution.

(v) Invalid Pension/Gratuity:

When an individual is invalided out of service with a disability neither

attributable to nor aggravated by service, he will be entitled to invalid pension equal

to service element of disability pension, if the service actually rendered is 10 years or

more and invalid gratuity, at half a month's reckonable emoluments (Pay including

classification allowance and dearness allowance admissible on the date of

discharge), if the service actually rendered is less than 10 years.

(vi) War Injury Pension on Invalidment:

Where an Armed Forces personnel is invalided out of service on

account of disabilities sustained under circumstances in category 'E', he shall be

entitled to War Injury Pension consisting of Service Element and War Injury Element.

(a) Service Element: Equal to service pension to which he/she would

have been entitled on the basis of his pay on the date of invalidement but counting

10

the service on the date on which he/she would have retired in that rank in the normal

course including weightage as admissible.

(b) War Injury Element: Equal to reckonable emoluments for 100

percent War Injury (Pay including classification allowance, stagnation increment, if

any, last drawn) for 100% disablement. War Injury Element for lower percentage of

disability, shall be proportionately reduced. However, aggregate of Service Element

and War Injury Element shall not exceed the last pay drawn.

(vii) Ordinary Family Pension:

The ordinary family pension shall be admissible to the families of the Armed

Forces personnel at the rate of 30% of reckonable emoluments (Pay including

classification allowance, if any last drawn by the individual), subject to a minimum of

Rs. 1275/- p.m.

Where an individual has rendered minimum 7 years' service, the Ordinary

Family Pension at enhanced rate is to be paid subject to maximum of 50% of the

reckonable emoluments or service pension whichever is less for 7 years from the

date of death or 67 years of age which occurs earlier.

(ix) Special Family Pension:

In case of death of a PBOR under the circumstances mentioned in

category 'B' or ‘C’, special family pension shall be admissible to the families of such

personnel at the uniform rate of 60% of reckonable emoluments (Pay including

classification allowance, stagnation increments, if any, last drawn) subject to a

minimum of Rs. 2550/- p.m., irrespective of whether widow has child/children or not.

There shall be no maximum ceiling on special family pension and also no condition

for minimum qualifying service. In case, children become beneficiary all the children

together shall be entitled for SFP @ 60% of reckonable emoluments subject to a

minimum of Rs. 2550/- p.m. The senior most eligible child will be sanctioned special

family pension in the first instance. Thereafter, it will pass on to next eligible child till

eligibility of all children is exhausted.

(x) Liberalized Family Pension:

In case of death of a PBOR under the circumstances mentioned in category

'D' and 'E' stated above, the nominated heir shall be entitled to liberalised family

pension equal to reckonable emoluments (Pay including classification allowance,

stagnation increments, if any, last drawn) until death or disqualification.

(xi) Special Pension/Gratuity:

In cases JCOs/ORs are discharged in large numbers due to reduction/

reorganization etc, they are given special pension/gratuity as the case may be.

(a) Special Pension

15 years or more [20 years or more in

case of NCs(E)]

Equal to normal service pension

10 years or more but less than 15

years [15 years or more but less than

20 years in case of NCs(E)]

Equal to 50% of reckonable

emoluments for 33 years of

qualifying service subject to

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minimum of Rs. 1275/- p.m ( Rs. 1913/-

pm after DP merger.)

(b) Special Gratuity

5 years or more but less than 10 years

[5 years or more but less than 15 years

in case of NCs(E)]

Equal to 1 1/3 months reckonable

emoluments for each completed years

of qualifying service.

Less than 5 years Equal to 3 months' reckonable

emoluments.

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